Sudden symptoms of a sore throat, cold, or minor injuries may result in a trip to an urgent care, and some people may tend to wonder if they should head to a local urgent care center, make a same day appointment with their primary healthcare physician, or go to the emergency room. Urgent care can be the quickest and most efficient way to get proper care for minor injuries and colds. Prior to paying a visit to your local urgent care, many people wonder if their insurance will cover the visit.

What Does My Insurance Cover At AM/PM Walk-in Urgent Care?

Not all urgent cares are the same and some do not accept all types of health insurance. It is important to understand your coverage before receiving care from an urgent care center. With a thorough understanding of your insurance plan, you will be able to make cost-effective choices in regards to your health care.

At AM/PM Walk-in Urgent Care, we accept most insurance companies which include:

  • 1199
  • Aetna
  • Aetna Better Health
  • Amerigroup
  • Amerihealth
  • Horizon Blue Cross Blue Shield
  • Horizon NJ Health
  • Cigna
  • Clover Health
  • Coventry
  • The Empire Plan
  • Emblem Health/GHI (Only if there is a Qualcare logo on the front of the card)
  • HIP
  • Magnacare
  • Medicare
  • Motor vehicle insurances
  • Worker’s Compensation
  • Multiplan
  • Oxford
  • PHCS
  • Tricare
  • Qualcare
  • United Health Care (except UnitedHealthCare Community Plan)
  • Wellcare

If you have any additional questions or want further information regarding your health insurance plans call us at (201) 387-0177 or visit one of our convenient NJ locations.

Is Urgent Care Cheaper Than an ER?

Urgent care is always a more affordable option than ER visits, which can tend to cost nearly $1,000 not including any additional services such as MRIs. If you are in need of urgent medical care but do not feel as if you need a trip to the emergency room, choosing an urgent care is oftentimes the best choice. AM/PM covers almost every type of insurance, making it the most affordable and efficient way to get immediate care. We also offer discounted rates for self pay patients. Regardless of how you choose to pay, you will end up spending a lot less with AM/PM than you would with a visit to the emergency room.

What Services Do Urgent Cares Provide?

The type of services that urgent cares offer varies from center to center. AM/PM offers a variety of healthcare services that can help treat minor injuries and illnesses, as well as wellness/preventative care and vaccinations.

See a full list of services we offer

The basic rule of thumb when deciding on whether or not to visit an urgent care or an ER, is that if the condition is not life threatening, but needs attention and treatment today, head to an urgent care center.

It’s crucial to get healthy as quickly as possible when you are feeling sick or hurt, which is why it is important to know if your insurance is covered by the urgent care, and to be prepared before your visit.

How Much Does Urgent Care Cost Without Insurance?

While we are in network with most of the major insurance companies, we are still able to accommodate those who do not have health insurance. The cost for a visit to an urgent care without insurance at all can vary. At AM/PM, we offer affordable self-pay rates that are available for patients without insurance. Visit one of our locations or contact us today to learn more.

AM/PM Locations

We happily accept walk-in patients or you can choose to book an appointment in advance to save some time.

We have convenient offices in the following locations:

Englewood Urgent Care

Allendale Urgent Care


Bergenfield Urgent Care

Cliffside Park Urgent Care

North Bergen Urgent Care

Norwood Urgent Care

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